Mortgage Foreclosure


If you are on the brink of foreclosing on your home, obtain experienced legal help. Understandably, you may feel like you are up against a bureaucratic system, unable to talk with anyone at your bank willing to work with you. Fortunately, options are still available to help you avoid foreclosure. The New Jersey Bankruptcy Court offers a Loss Mitigation Program for lenders and homeowners to try and reach a resolution.

At Keith, Winters & Wenning, L.L.C., we offer experienced advocacy and legal counsel to homeowners facing the threat of a foreclosure. Since 1944, we have helped individuals and families gain a fresh start after feeling trapped with unmanageable levels of debt. We will apply our years of experience and negotiation skills to help you try and maintain your home. Contact our law firm today to meet with a highly skilled foreclosure defense lawyer in Bradley Beach, New Jersey.

Middlesex County Attorneys Help Homeowners Avoid Foreclosures

Foreclosure mediation in New Jersey is designed to open the lines of communication between lenders and homeowners. Our firm’s foreclosure defense attorneys are available to represent your best interests in a mediation hearing with a bank representative and a neutral third-party mediator. This is a one-type opportunity for us to meet in person with a key decision maker to try and strike a deal.

At Keith, Winters & Wenning, L.L.C., we are highly skilled at negotiating resolutions in the best interests of both parties to try and avoid a foreclosure. If a loan modification would help you maintain your home, we can negotiate for your missed payments to be put back into your loan. We can also pursue a lower interests rate, which would be beneficial if your interest rate was high but you are not too far behind on your mortgage payments. Every case is fact specific. We will evaluate the terms of your loan to determine an effective negotiation strategy, such as:

  • Loan modification
  • Short sale
  • Deed in lieu of a foreclosure
  • Forbearance agreements

As a homeowner, you may feel overwhelmed, but you are not the only one with a lot at risk. New Jersey has faced an unprecedented amount of foreclosures. This has had a negative implication on banks left to deal with the aftermath of a foreclosure. We will use this as a bargaining tool to help you gain leverage when meeting face-to-face with a key decision maker at the bank. We know the last thing your bank needs is another foreclosure. We will seek to negotiate an effective agreement that would be in both of your best interests.

Contact Our Foreclosure Defense Attorneys

At Keith, Winters & Wenning, L.L.C., we are committed to helping homeowners avoid the threat of a foreclosure. Contact our law firm today online or call 732.774.1212 to schedule a free initial consultation with a highly skilled Bradley Beach mortgage foreclosure mediation defense lawyer. For more information on New Jersey’s foreclosure mediation program, reference this online resource.

Attorney’s practicing in this area:

Michael Wenning
Brian Winters
Amy Hansel

Keith, Winters & Wenning, L.L.C. is a licensed debt relief agency. We help businesses and individuals file for bankruptcy relief under the Bankruptcy Code.