Chapter 7 Bankruptcy Lawyer


If you are buried with unsecured debts, you may have considered getting an extra credit card or a 401(k) loan to make ends meet. Unfortunately, these Band-Aid-type solutions will only provide a short-term fix and could send you deeper in debt.

At Keith, Winters & Wenning, L.L.C., we are committed to helping individuals and families obtain a clean start through Chapter 7 bankruptcy. Since 1944, we have guided consumers through the personal bankruptcy process and have also represented creditors in bankruptcy court. Our comprehensive background helps us effectively obtain debt relief for our clients. Contact our law firm today to meet with a highly skilled attorney Chapter 7 bankruptcy lawyer in Bradley Beach, New Jersey.

Experienced Chapter 7 Bankruptcy Attorneys

If you are feeling trapped with unmanageable levels of unsecured debt, you might consider filing Chapter 7 bankruptcy. Known as asset liquidation, Chapter 7 personal bankruptcy is designed to help families and individuals obtain a fresh start through wiping away their unsecured debts, such as:

  • Credit card bills
  • Medical expenses
  • Late utility bills

To qualify for Chapter 7 bankruptcy, consumers must past a means test which measures individuals’ income level to their debt ratio. If you qualify for Chapter 7 bankruptcy, most of your unsecured debts will be eliminated and creditors will be forced to stop contacting you. Chapter 7 bankruptcy also puts a temporary halt on foreclosure proceedings and repossessions.

During an initial consultation, we can evaluate your financial situation and help you determine if Chapter 7 or Chapter 13 bankruptcy might be the right solution for you. We are committed to helping you obtain a fresh financial start through consumer bankruptcy so you can start rebuilding your credit.

Protecting Creditors’ Rights in New Jersey

At Keith, Winters & Wenning, L.L.C., we understand that recovering the money owed to you is essential to protecting your businesses’ livelihood. We offer experienced legal counsel to preserve creditors’ rights and increase their ability to reclaim the debts owed to them. The creditors’ rights attorneys at our firm have extensive experience helping creditors receive the money owed to them in the most efficient and effective manner possible.

Contact Our Ocean County Personal Bankruptcy Lawyers

At Keith, Winters & Wenning, L.L.C., our primary focus is to help consumers obtain a fresh start through filing for consumer bankruptcy. We also have the skills and legal resources to help protect creditors’ rights in bankruptcy proceedings. Contact our law firm today online or call 732.774.1212 to schedule a free initial consultation with a highly skilled Bradley Beach personal bankruptcy attorney.

Attorney’s practicing in this area:

Michael Wenning
Brian Winters
Amy B. Harris

Keith, Winters & Wenning, L.L.C. is a licensed debt relief agency. We help businesses and individuals file for bankruptcy relief under the Bankruptcy Code.