KWW Blog

November 20, 2018

What’s the Difference?

There are differences between a Chapter 7 bankruptcy (“liquidation” or “straight bankruptcy”) and a Chapter 13 bankruptcy (the “wage earner’s bankruptcy”).  While a Chapter 7 bankruptcy […]
November 20, 2018

Withholding Judgment

Sometimes debtors are described as “judgment proof.”  This means that creditors will have difficulty collecting debt against them because their property is legally exempt or they […]
November 20, 2018

Bankruptcy Can Eliminate Tax Debts!

Most bankruptcy filers will continue to owe tax debts at the end of a Chapter 7 bankruptcy.  However, it is possible to discharge debts for State and […]
November 20, 2018

Consider the Alternatives

If a debtor does not qualify for a Chapter 7 filing, there are financial options other than Chapter 13 bankruptcy, but they have their own downsides […]
November 20, 2018

Ways and Means

In order to qualify for Chapter 7 bankruptcy, which discharges most of a debtor’s unsecured debt (personal loans, credit cards, etc.), the debtor must pass a […]
November 20, 2018

The Costs of Bankruptcy

It may seem somewhat ironic to anyone considering filing for bankruptcy that he or she is expected to pay exorbitant fees to file.  Fortunately, filing costs […]
November 20, 2018

Going Public Or Keeping Private

Even thought it may make perfect financial sense for them to file for bankruptcy, some people avoid filing because they feel embarrassed or ashamed.  This is […]
November 20, 2018

More Than Cosigners Bargained For

Loan cosigners should know that if the primary borrower does not pay the debt and files for bankruptcy, the cosigner will be responsible for the debt.  […]
November 20, 2018

Are You Responsible For Business Debt?

Any consideration that a business owner gives to filing for bankruptcy hinges on whether he or she is personally liable for the debt incurred by his […]
November 20, 2018

Starting Over

Those who consider their debt obligations to be insurmountable might want to contemplate filing for bankruptcy as a means of starting over.  Some people think that […]
November 20, 2018

Foreclosing Thoughts

When homeowners get behind on their mortgage payments, their lenders might begin foreclosing on their homes.  While such measures as loan modification, short sale, or a […]
November 19, 2018

Unable to Make Ends Meet?

According to a recent survey, nearly two-thirds (63 percent) of Americans said they did not have sufficient savings to pay for an emergency costing as little […]
November 19, 2018

Can Bankruptcy Prevent Foreclosure?

Homeowners faced with foreclosure should consult with an attorney about filing for Chapter 13 bankruptcy to save their homes.  Once the filing is made, the Bankruptcy […]
November 19, 2018

Divorce and Bankruptcy

Individuals considering bankruptcy (as well as creditors) should know what obligations bankruptcy does not affect.  For instance, obligations defined as “domestic support obligations” are not dischargeable.  Such […]
November 16, 2018

Parents’ Responsibility

Many parents cosign loans for young adult children who have no credit histories that would enable them to qualify for the loans on their own.  The […]
November 16, 2018

Saving Your Home

While a Chapter 13 bankruptcy may help those facing foreclosure to come up with a payment plan that helps them keep their homes, Chapter 7 bankruptcy […]
November 16, 2018

Down the Home Stretch

If you are behind on your mortgage payments and file for Chapter 7 bankruptcy, the mortgage lender will almost certainly ask the bankruptcy court to allow […]
November 16, 2018

Billed for Parents’ Care Costs?

Many states have “filial responsibility” laws, which obligate adult children to take responsibility for their parents.  These laws date back to the 16th-century English “Poor Laws,” […]
November 16, 2018

Bankruptcy, Chapter and Verse

Welcome to our new column! Do you have any questions about the difference between Chapter 7 and Chapter 13?  Are you thinking of filing bankruptcy?  Let […]
December 16, 2015

Child May Call Stepparent ‘Mom’ or ‘Dad’

A  New Jersey judge has ruled that a child of divorced parents may choose to call a stepparent “Mom” or “Dad,” provided the child is old […]
December 2, 2015
Michael Booth, New Jersey Law Journal December 1, 2015 Lawyers argued before the New Jersey Supreme Court on Dec. 1 over whether a town’s rescue squad […]
December 1, 2015

What is a Collaborative Divorce in New Jersey?

Collaborative law is a relatively new legal process that assists divorcing couples in avoiding litigation. Both parties are represented by specially trained attorneys who, in crafting […]
December 1, 2015

Tips for Someone Starting a Divorce in New Jersey

The first tip I can give is to collect a file of documents reflecting your economic life during the marriage. Most economic issues will be determined […]
December 1, 2015

Common Mistakes People Make When Going Through a Divorce

One of the most common mistakes clients make when beginning a divorce is believing that people get to keep the assets in their name. Clients will […]
November 11, 2015

Attorney Cipora Winters Offers Tips for Divorcing in New Jersey

The first tip I can give is to collect a file of documents reflecting your economic life during the marriage. Most economic issues will be determined […]
November 11, 2015

How Can You Reduce the Cost of a NJ Divorce

Divorce does not have to be expensive. Many of the costs for a divorce are within a client’s control, including how often you communicate with your […]
November 11, 2015

What is Domestic Violence in New Jersey? – Trancript

In New Jersey, domestic violence is governed by the Prevention of Domestic Violence Act, which states that domestic violence occurs where there has been a violation […]
November 11, 2015

How is alimony and child support calculated in New Jersey?

Child support is typically based on the New Jersey Child Support Guidelines. The Child Support Guidelines are premised on three concepts: Child support is the continuous […]
November 11, 2015

Firm Overview Video Transcript- Keith, Winters & Wenning

Keith, Winters & Wenning, LLC is a full service law firm located in Bradley Beach, New Jersey. We handle a wide variety of cases, including family […]
October 30, 2015

Attorney Cipora Winters’ Tips for Starting a Divorce

As a partner at Keith, Winters & Wenning, LLC, Cipora Winters has been exclusively practicing family and matrimonial law for almost 20 years in New Jersey […]
October 30, 2015

What constitutes “Domestic Violence” In New Jersey?

Divorce Attorney Brian Winters Offer Insight In the state of New Jersey, domestic violence is governed by the Prevention of Domestic Violence Act, which states that […]
October 30, 2015

NJ Lawyer Amy Harris on Reducing Divorce Costs

Divorce does not have to be expensive. Many of the costs for a divorce are within a client’s control, including how often you communicate with your […]
October 15, 2015

What is a collaborative divorce?

New Jersey Divorce Lawyer Brian D. Winters gives insight on collaborative divorce in New Jersey.
October 15, 2015

What is involved in a relocation case regarding custody?

New Jersey Divorce Lawyer Cipora Winters offers answers on this topic: What is involved in a relocation case regarding custody and parenting time?  
October 15, 2015

How does equitable distribution work in New Jersey?

New Jersey Divorce Lawyer Amy B. Harris answers your questions: How does equitable distribution work in New Jersey?
September 25, 2015

What are The 5 Stages of Divorce Recovery

The 5 Stages of Divorce Recovery After the Divorce-Where are you in the recovery process? http://www.divorcemag.com/c/s4/?/the-five-stages-of-divorce-recovery
September 25, 2015

Dealing With Toxic Relationships

Are you in a Toxic Relationship? Being in a toxic relationship can negatively impact your psyche, self-confidence, and personal life. Here are the signs that your […]
September 25, 2015

Children and Divorce

5 Rules for Introducing a New Partner to Your Kids Introducing your kids to a new love too soon might complicate, delay, or damage the healing […]
September 25, 2015

Watch Video on How Spousal Support (Alimony) Works

This video will help you understand how spousal support, also known as alimony or maintenance, works. http://www.divorcemag.com/c/s3/?/how-spousal-support-alimony-works
September 25, 2015

Study: The Effects of Divorce on Aging

Researchers have found that the stress of divorce could speed up the aging process and even make divorcees more prone to developing serious illnesses. http://www.divorcemag.com/c/s3/?/stress-of-divorce-could-age-you-quickly-study
September 10, 2015

Post Divorce Insurance

What to know about insurance after a divorce.   Read More at Divorce Magazine  
August 31, 2015

Amy B. Harris Named to AIOFLA’S 10 Best in NJ For Client Satisfaction in 2015

The American Institute of Family Law Attorneys has recognized the exceptional performance of New Jersey’s Family Law Attorney Amy B. Harris, Esq. as 2015 10 Best […]
August 31, 2015

Lawyer Brian Winters on New Jersey Child Support Guidelines

What are the child support guidelines in New Jersey? In New Jersey, the child support guidelines are a schedule of suggested child support awards based upon […]
August 31, 2015

NJ Divorce Lawyer Brian Winters Discusses Domestic Violence

The New Jersey family law courts respond to domestic violence accusations very seriously. Bradley Beach divorce lawyer Brian Winters discusses what steps should be taken to […]
August 24, 2015

NJ Divorce Lawyer Cipora Winters Discusses Pre- and Postnuptial Agreements

Going through a divorce presents many difficult decisions and tasks that may be simplified by the existence of a prenuptial agreement, particularly if it is your […]
August 24, 2015

Attorney Amy Harris on Filing an Annulment in New Jersey

Whether you are considering filing for a divorce, seeking an annulment, or have already separated from your spouse, it’s important to educate yourself regarding the New […]
August 24, 2015

Where To File for Divorce if You Reside in a State Other Than Your Spouse

The analysis of which state to file can be complex and complicated especially when the spouses have lived in multiple states. In order to hear a […]
August 17, 2015

Controlling the Cost of Your Divorce in New Jersey

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